Cash Discount Program · Nationwide

Stop giving away
2.5%–3.9%
of every sale.

A fully compliant dual-pricing program that eliminates credit card processing fees — for businesses of every size, in every industry, across the United States. Free terminal. Month-to-month. Live in 24–48 hours.

Visa & Mastercard compliant
Free terminal included
No contracts, cancel anytime
Every industry, any size
Get My Free Savings Analysis
The cost of doing nothing

You're losing more than you think.

Most business owners don't realize how much they're giving away until they see their own number. Here's what processing fees actually cost.

3.4%
Average blended rate
Most businesses pay between 2.5% and 3.9% on every card transaction — before any monthly fees.
$20K+
Lost per year at $50K/month
That's a salary, new equipment, or expansion capital — leaving your business quietly, every single year.
~$0
In per-transaction fees with our program
The dual-pricing program automatically offsets your processing costs. Your transaction fees effectively disappear.
Your Savings Calculator

See your number in seconds.

Enter your monthly card volume and see exactly what you're losing — and what you'd keep with our program.

How much are you giving away?

Drag the slider or type your volume — your number updates instantly

$
$1,000 / month$1,000,000 / month
You're paying
$1,020
per month in fees
You'd keep
$12,240
per year
Why businesses choose us

Everything you need.
Nothing you don't.

Built for every business — from a single register to a multi-location enterprise.

Fast Setup

New terminal arrives pre-programmed. Most merchants are live within 24–48 hours with zero downtime.

📋
No Long Contracts

Month-to-month only. Cancel anytime with no early termination fees and no startup costs.

💳
All Cards Accepted

Visa, Mastercard, Amex, Discover, NFC/tap, and digital wallets all work seamlessly.

💵
Next-Day Funding

Get paid for yesterday's sales tomorrow. Cut time as late as midnight ET so your cash keeps moving.

📞
24/7 Live Support

Real people, multilingual, available around the clock when you need help — not a chatbot.

🔒
Bank-Grade Security

End-to-end encryption, tokenization, and PCI-compliant hardware on every device we place.

How It Works

Simple. Transparent. Proven.

The cash discount model has been used at gas stations for decades. Card brands explicitly allow it — when set up correctly, which we ensure every time.

01

Two prices, full transparency

Your terminal displays a standard price for card customers and a lower cash price. Compliant signage is provided and installed as part of your free setup.

02

Card users pay the standard price

The service fee is applied automatically at checkout and displayed before the customer confirms — fully disclosed, documented, and compliant.

03

Cash customers get a discount

Customers paying cash see the lower price and feel rewarded. You keep every dollar from those sales with zero deductions.

04

Your processing fees drop to near zero

The service fee offsets your processing costs across your entire volume. Your monthly statement falls from thousands of dollars to a small flat program fee.

100% legal and card-brand compliant.

This is a cash discount program — not a surcharge. The distinction matters legally, and we implement it correctly every time.

Visa & Mastercard Permitted

Cash discount programs are explicitly allowed under Visa and Mastercard merchant guidelines when properly disclosed at point of sale with required signage — which we provide and install.

Not a Surcharge

Unlike surcharge programs (prohibited in some states), a cash discount lowers the price for cash customers. The standard price is your regular price — card users pay it as-is.

Full Disclosure at Checkout

Required signage is provided and installed. The terminal displays the fee before the customer confirms. No hidden charges — everything is transparent to your customers.

State Law Awareness

We review applicable state regulations before each setup. A small number of states have additional requirements — we ensure your program complies with local law before you process a single transaction.

"

This POS system is the best thing I've ever encountered. Things are going so extremely well — I'm so grateful. I trust your expertise in even greater ways.

— Doug, Business Owner
Processing infrastructure
Powered by North ✦
Payment processing backed by North (NorthAB, LLC) — serving hundreds of thousands of merchants nationwide since 1992. north.com

Ready to stop paying fees?

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Free Savings Analysis

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what you'd keep.

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Any business, any size, any industry
Serving businesses across the United States

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